Relationship Officer Deposit - Islamic

Job Description

• What is Relationship Officer Deposit - Islamic - MMBL?
  • To facilitating business growth through liability product/services sales in a Shariah-compliant manner. Also building profitable long-term individual/institutions relationships, maintaining effective deposit portfolio management and standards of service quality in compliance with applicable policies, procedures, and Islamic principles.
• What Relationship Officer Deposit - Islamic - MMBL does?
  • Liability Sales Business Development
  • Develop diversified liability portfolio through identification of quality customers to achieve individual & liability sales team targets ensuring Shariah-compliant products.
  • Achievements of monthly liability sales targets. Daily and weekly targets monitoring and planning to ensure the monthly targets are met at any case
  • Retention and growth of profitable client relationships through regular meetings and follow-ups
  • Understand financial needs of individuals/institutions as well as investment needs.
  • Educate customers on all products/services that bank offers, to better fulfill the current & future needs of the current/potential customers related to investment matters aligned with Islamic finance principles.
  • Ensure effective market and customer coverage.
  • Maintain steady growth in market share.
  • Identify potential Takaful and develop diversified portfolio.
  • Act as brand ambassador at branch level, identify new ventures for building quality relationships in profitable business generation
  • Portfolio Management
  • Deposit portfolio maintenance/management against the defined portfolio quality benchmarks and portfolio max.
  • Maintain persistency on renewal portfolios of Bancassurance as specified by regulator.
  • Monitor activates of competitors and market trends to proactively reach-out the bank customers for retention.
  • Compliance
  • Ensure compliance in sales, service, and delivery to customer particularly in context of Know Your Customer (KYC) & Anti Money Laundering (AML) in accordance with Bank policies & regulator guidelines and Shariah Compliance.
  • Service Quality:
  • Meet internal service standards and ensure no service related complaints are received from customers by following bank fair treatment of customer policy. aligned with Islamic principles.
  • - Developing and sustaining long-lasting relationship of the bank with customers.
  • Developing and sustaining long-lasting relationship of the bank with customers
  • Any other task:
  • Bank may assign any other related task from time to time
• What are we looking for and what does it require to be Relationship Officer Deposit - Islamic - MMBL?
  • Hold a Bachelor s degree from a reputable Institution in Management Sciences, Commerce, Accounting & Finance, Economics or any related subject
  • Have a minimum of 1 years of relevant work experience, with prior experience in Islamic banking highly preferred.
  • Essential Skills
  • Customer Services
  • Convincing, selling And Negotiation skills
  • Proficient in MS Office
  • Sound communication and interpersonal skill
  • Fluent in the local language
  • Ability to work under pressure

Job Details

Industry:

Banking/Financial Services

Total Positions:

1 Post

Job Type:

Full Time/Permanent

Job Location:

Karachi, Pakistan

Gender

No Preference

Experience

Doesn't Matter