Senior Manager Commercial Banking

Job Description

Bank of Punjab is one of the fastest-growing banks in Pakistan, with a profound existence of over 35+ years. It operates through a network of 900+ real-time online branches and ATMs across the country. The Bank has established a strong foundation while offering premium banking services, focusing on unsurpassed value-added services for its customers through advanced solutions.

In line with the Bank's progression strategy, we invite applications from experienced, dedicated, and performance-driven professionals for the position of Senior Manager Commercial Banking in our Commercial Banking Division (Consumer Banking Group). This position offers an excellent opportunity for candidates desirous of building a long-term career in a dynamic organization.

Grade: Band-7 to Band-5

Location: Karachi

Job Responsibilities:

• Ensure all assigned hub/team business targets are achieved and balanced growth is achieved in financing to all segments under the Commercial Banking Division.
• Onboard new customers, establishing relationships and strengthening existing ones.
• Identify business opportunities to grow funded and non-funded business, structure proposals, negotiate terms, and determine security arrangements.
• Prepare and process credit proposals/renewals related to assigned relationships and conduct financial analysis and credit risk assessment as per the Bank’s policy and SBP Prudential Regulations.
• Ensure turnaround times defined by SBP or internal procedures for credit processing are met.
• Liaise with other business units for business leads and cross-sell with other business groups.
• Ensure no fresh NPL (Non-Performing Loans) additions in the portfolio and work towards reducing existing NPLs.
• Conduct periodical business calls to customers and submit business call/visit reports, ensuring timely recovery of installments, markups, and other bank charges.
• Ensure compliance with the Bank’s operational procedures and State Bank of Pakistan regulations.
• Maintain housekeeping of portfolio at 100% regularized level, ensuring satisfactory audit ratings and timely resolution of audit/SBP observations.
• Conduct proper screening of customers to ensure eligibility for Bank products and services, while maintaining credit discipline.
• Pay special attention to the needs of vulnerable persons, ensuring fair treatment in accordance with the Bank's policies.
• Monitor compliance of the terms and conditions of approved credit packages, ensuring record updating.
• Communicate any changes in product terms and conditions to customers promptly.
• Ensure the team receives adequate training on product knowledge, soft skills, and the Bank's FTC framework.

Eligibility Criteria:

Qualification: Minimum Bachelor’s or equivalent degree from an HEC recognized local/foreign university.

Experience: Minimum 07 to 09 years of banking experience, with preference for candidates having at least 5 years of relevant experience.

Age: Up to 55 years as of May 21, 2026.

Important Note:

• Only shortlisted candidates shall be called for interviews. No TA/DA will be admissible.
• The Bank of Punjab reserves the right to accept or reject any application(s) without assigning any reason(s).
• The Bank is an equal opportunity employer. Females, minorities, differently-abled persons (DAPs), and transgender individuals are encouraged to apply.
• The position carries market-based competitive remuneration.
• Individuals fulfilling the above mentioned criteria are encouraged to apply online through the BOP career portal bop.rozee.pk Latest by May21, 2026.

Job Skills

Team TrainingsCompliance MonitoringTuraround TimeOn-Boarding Of CustomerTarget Achievement

Job Details

Industry:

Banking/Financial Services

Functional Area:

Human Resources

Total Positions:

1 Post

Job Shift:

First Shift (Day)

Job Type:

Full Time/Permanent

Department:

Commercial Banking Division (Consumer Banking Group)

Job Location:

Karachi, Pakistan

Gender

No Preference

Minimum Education

Bachelor

Degree Title

Bachelor's or equivalent degree from an HEC recognized local/foreign university

Career Level

Experienced Professional

Minimum Experience

7 Years (Minimum 07 years of banking experience. Preference will be given to candidates having 5 years of relevant experience.)