Manager Funds Management

Purpose:

The incumbent will ensure optimal liquidity, cost-effective funding and effective management of the bank’s operations in compliance with regulatory requirements. The role is responsible for managing funds, mitigating financial risks and supporting the bank’s financial stability and growth.

Key responsibilities

• Monitor daily cash flows and ensure adequate liquidity to meet operational and regulatory requirements.
• Develop, maintain and periodically review the Contingency Funding Plan (CFP).
• Plan and arrange funding from diversified sources, including subordinated debt, commercial borrowings (local and international), syndicated financing and treasury lines.
• Optimize the cost of funds and manage interest rate risk associated with funding activities.
• Ensure compliance with regulatory ratios related to fund management in accordance with State Bank of Pakistan (SBP) guidelines.
• Maintain and strengthen relationships with financial institutions for borrowing and investment purposes.
• Invest surplus funds with financial institutions, ensuring safety, liquidity and optimal returns.
• Monitor the investment portfolio and ensure adherence to internal policies and regulatory limits.
• Prepare ALCO (Asset-Liability Committee) reports and ensure compliance with treasury risk limits set by the Board/ALCO.
• Ensure timely and accurate regulatory reporting related to liquidity, borrowings, investments and other treasury metrics.
• Oversee and enhance treasury management systems and tools.

Qualifications & Experience

• Bachelor's degree in finance, Accounting or related field. Master’s degree or professional certification (e.g., CFA, CPA, ACT) will be preferred.
• 3 to 5 years of experience in treasury, funds management or ALM within a bank, microfinance bank or financial institution.
• In-depth knowledge of SBP regulations, money market operations and financial instruments.
• Proficiency in treasury management systems and MS Excel.