What is Relationship Officer Deposit - Islamic - MMBL?
To facilitating business growth through liability product/services sales in a Shariah-compliant manner. Also building profitable long-term individual/institutions relationships, maintaining effective deposit portfolio management and standards of service quality in compliance with applicable policies, procedures, and Islamic principles.
What Relationship Officer Deposit - Islamic - MMBL does?
Liability Sales Business Development
Develop diversified liability portfolio through identification of quality customers to achieve individual & liability sales team targets ensuring Shariah-compliant products.
Achievements of monthly liability sales targets. Daily and weekly targets monitoring and planning to ensure the monthly targets are met at any case
Retention and growth of profitable client relationships through regular meetings and follow-ups
Understand financial needs of individuals/institutions as well as investment needs.
Educate customers on all products/services that bank offers, to better fulfill the current & future needs of the current/potential customers related to investment matters aligned with Islamic finance principles.
Ensure effective market and customer coverage.
Maintain steady growth in market share.
Identify potential Takaful and develop diversified portfolio.
Act as brand ambassador at branch level, identify new ventures for building quality relationships in profitable business generation
Portfolio Management
Deposit portfolio maintenance/management against the defined portfolio quality benchmarks and portfolio max.
Maintain persistency on renewal portfolios of Bancassurance as specified by regulator.
Monitor activates of competitors and market trends to proactively reach-out the bank customers for retention.
Compliance
Ensure compliance in sales, service, and delivery to customer particularly in context of Know Your Customer (KYC) & Anti Money Laundering (AML) in accordance with Bank policies & regulator guidelines and Shariah Compliance.
Service Quality:
Meet internal service standards and ensure no service related complaints are received from customers by following bank fair treatment of customer policy. aligned with Islamic principles.
- Developing and sustaining long-lasting relationship of the bank with customers.
Developing and sustaining long-lasting relationship of the bank with customers
Any other task:
Bank may assign any other related task from time to time
What are we looking for and what does it require to be Relationship Officer Deposit - Islamic - MMBL?
Hold a Bachelor s degree from a reputable Institution in Management Sciences, Commerce, Accounting & Finance, Economics or any related subject
Have a minimum of 1 years of relevant work experience, with prior experience in Islamic banking highly preferred.